Start comparing house loan interest rates beginning at 6.65 percent per annum and apply for the perfect interest home loan. Get a comprehensive list of existing home loan interest rates in India from all major banks and financial organizations.
| Banks | Starting Interest Rate (p.a.) | Processing Fees |
| Kotak Mahindra Bank | 7.00% p.a. to 7.60% p.a. | 0.50% |
| Citibank | 6.75% | Rs. 10,000 |
| Union Bank of India | 6.90% | |
| Bank of Baroda | 6.90% to 8.25% | |
| Central Bank of India | 6.85% | Rs. 20,000 |
| Bank of India | 6.90% | |
| State Bank of India | 7.05% p.a. -10.85% p.a | 0.35% onwards |
| HDFC LTD | 7.00%* | Rs. 3,000 – Rs. 5,000 (plus taxes)* |
| LIC Housing Finance | 6.90% | Rs. 10,000 -Rs. 15,000 |
| Axis Bank | 6.90% | Rs. 10,000 |
| Canara Bank | 7.05% p.a. to 9.30% p.a. | 0.50% |
| Punjab and Sind Bank | 6.85% | Full Waiver |
| IDFC First Bank | 6.50% | Rs. 5,000 – Rs. 5,000 |
| Bank of Maharashtra | 6.80% | Rs. 10,000 |
| Indian Overseas Bank | 7.05% | 0.50% (Max Rs. 20,000) |
| Punjab National Bank | 6.50% | 0.35% (Max Rs. 15,000) |
| United Bank of India | 8.00% | 0.59% (Rs. 1,180 – Rs. 11,800) |
| UCO Bank | 6.50% | 0.15% (Rs. 1,500 – Rs. 15,000) |
| DBS Bank | 7.30% | 0.25% (Rs. 10,000) |
| IDBI Bank | 6.75% | 0.50% (Rs. 2,500 – Rs.5,000) |
| HSBC Bank | 6.45% | 1% (Rs. 10,000) |
| Karur Vysya Bank | 7.20% | Rs. 5,000 |
| Saraswat Bank Home Loan | 6.70% | Nil |
| Jammu and Kashmir Bank | 7.20% | Rs. 500 – Rs. 10,000 |
| South Indian Bank | 7.85% | 0.50% (Rs. 5,000 – Rs. 10,000) |
| PNB Housing Finance | 6.99% | Up to 0.50% |
| Federal Bank | 7.65% | Rs. 3,000 – Rs. 7,500 |
| Standard Chartered Bank | 7.99% | 1% |
| Aavas Financiers | 8.00% | 1.00% |
| Karnataka Bank | 7.50% | Rs. 250 |
| Sundaram Home Finance | 6.95% | Rs.3,000 (for salaried) |
| Dhanlaxmi Bank | 7.85% | Rs. 10,000 |
| Tata Capital | 6.90% | 0.50% |
| Tamilnad Mercantile Bank | 8.25% | Rs. 15,000 |
| IIFL | 10.50% | 1.25% |
| DHFL Housing Finance | 8.75% | Rs. 2500 |
| Bandhan Bank | 6.40% -13.50% | 1% (Rs.5,000) |
| Yes Bank | 8.95% | 1% (Rs. 10,000) |
| Hudco Home Loan | 9.45% | NA |
| Indiabulls | 7.60% | 0.50% onwards |
| Aditya Birla | 9.00% | 1% |
| GIC Housing Finance | 7.45% | Rs. 2,500 |
| Reliance Home Finance | 9.75% | Rs. 3,000 – Rs. 6,500 |
| Shriram Housing | 8.90% | NA |
| India Shelter Finance | 12.00% | 2.00% |
Although interest rates given by banks might change at any time, the State Bank of India now provides a lower home loan interest rate of 6.65 percent p.a. to its borrowers. It should be noted, however, that this rate applies solely to house loans for women borrowers.Â
Because house mortgage rates are at a 15-year low, practically all institutions are giving their lowest interest rates on housing loans as compared to their preceding financial season. To discover the perfect house loan rates, investigate rates from several banks before zeroing down on one.